This show is packed full of EVERYTHING you will want and should know about your FICO consumer and business credit score… and what you can do to easily repair and control both.
During the show, you will discover:
Who FICO is, when your FICO score was created, and when it became widely used
What information FICO uses to calculate your credit scores
What credit scorecards are and how they are the reason you have so many credit scores… this is why the credit score you pull is so different than car dealers, banks, and mortgage brokers
Find out the exact credit scorecards that the top industries use and how they weigh information differently than reports you pull… and uncover how many of these scorecards really exist
Learn about the secret credit score that more and more lenders are using that you probably have never even hear about… this score comes from the bureaus themselves, not FICO
Find out what defines excellent, good, fair, poor, and bad credit and see where you stack up… you probably are not where you think you would be on this scale
Uncover the 5 components of the FICO credit score… and learn how much of an impact that component has on your scores
Find out how to easily control each of the 5 aspects of your score… and get easy top tips on how to quickly improve each aspect to skyrocket your scores
See how much of an impact using your credit cards has on your scores… HINT, it’s almost as much as paying your bills late
Uncover the 3 components of payment history that impact your score… it’s so easy to mitigate any credit score damage with this information
How much inquires really impact your score… HINT, 0 points unless something specific happens
Which industries can pull your credit 67 times in a week but only count as 1 inquiry on your credit reports
How your FICO SBSS business credit score works… and what you must do to ensure your score is high enough for bank loans
You will get a ton of awesome and actionable information during this show.
As an Author, Entrepreneur and Mom, Mary Kathryn Johnson has created online success since 2003. A fall while pregnant with her second son landed her with two broken legs, her first book, and business. She is now on her third business helping other Parents create their own family and entrepreneurial freedom through her podcasting, writing, mentoring and online courses.
Travis has spent almost a decade educating the wealthy on better techniques and strategies to improve their personal finance, investments, and taxes. Over time he learned that one of the key differences between those with wealth and those without, is the type of financial education they receive. The current system guides the brightest advisors to the wealthy leaving the masses to their own devices. Without a trained advisor to guide people through the process of debt elimination and then on to wealth creation, the masses have been and will continue living in financial peril with no real light at the end of the tunnel. Travis and his team have created an easy to follow educational and implementation series that teaches people how to get completely out of debt, including their mortgage, without affecting their lifestyle or spending habits.
Steven Floyd has over 25 years of experience savings taxpayers thousands of tax dollars via strategic tax planning and/or resolving tax issues with the IRS. He is an Enrolled Agent and Certified Tax Coach. After graduating from USC in 1982 with a BS in Finance, he has worked in the banking industry, private sector and in 1992 opened his own practice.
Stevens passion is to have taxpayers pay the least amount of tax legally possible. And he shares his message frequently in lectures with several real estate associations and organizations and is a member of the California Society of Enrolled Agents, National Association of Tax Professionals, American Society of Tax Problem Solvers, and American Institute of Certified Tax Coaches
Steven is also the author of the best-selling book You Can Deduct That… How Small Business Owners Can Transform Ordinary Spending into Tax Savings.
During This Show We Discuss…
Awesome advice for individuals and businesses to pay the least amount of tax legally possible
Things individuals and businesses can deduct that most would find surprising
The biggest mistakes business’s make that result in paying more taxes than they should
The real difference between a deduction and tax credit
What you should do to prevent being audited
How to be proactive in tax planning instead of reactive
Super-effective tax-saving strategies that CPAs don’t suggest
The best entity to set up for a business tax-wise, and why
The best vehicles for investing
The difference between a CPA and an Enrolled Agent
And much more