This show is packed full of EVERYTHING you will want and should know about your FICO consumer and business credit score… and what you can do to easily repair and control both.
During the show, you will discover:
Who FICO is, when your FICO score was created, and when it became widely used
What information FICO uses to calculate your credit scores
What credit scorecards are and how they are the reason you have so many credit scores… this is why the credit score you pull is so different than car dealers, banks, and mortgage brokers
Find out the exact credit scorecards that the top industries use and how they weigh information differently than reports you pull… and uncover how many of these scorecards really exist
Learn about the secret credit score that more and more lenders are using that you probably have never even hear about… this score comes from the bureaus themselves, not FICO
Find out what defines excellent, good, fair, poor, and bad credit and see where you stack up… you probably are not where you think you would be on this scale
Uncover the 5 components of the FICO credit score… and learn how much of an impact that component has on your scores
Find out how to easily control each of the 5 aspects of your score… and get easy top tips on how to quickly improve each aspect to skyrocket your scores
See how much of an impact using your credit cards has on your scores… HINT, it’s almost as much as paying your bills late
Uncover the 3 components of payment history that impact your score… it’s so easy to mitigate any credit score damage with this information
How much inquires really impact your score… HINT, 0 points unless something specific happens
Which industries can pull your credit 67 times in a week but only count as 1 inquiry on your credit reports
How your FICO SBSS business credit score works… and what you must do to ensure your score is high enough for bank loans
You will get a ton of awesome and actionable information during this show.
As an Author, Entrepreneur and Mom, Mary Kathryn Johnson has created online success since 2003. A fall while pregnant with her second son landed her with two broken legs, her first book, and business. She is now on her third business helping other Parents create their own family and entrepreneurial freedom through her podcasting, writing, mentoring and online courses.
Travis has spent almost a decade educating the wealthy on better techniques and strategies to improve their personal finance, investments, and taxes. Over time he learned that one of the key differences between those with wealth and those without, is the type of financial education they receive. The current system guides the brightest advisors to the wealthy leaving the masses to their own devices. Without a trained advisor to guide people through the process of debt elimination and then on to wealth creation, the masses have been and will continue living in financial peril with no real light at the end of the tunnel. Travis and his team have created an easy to follow educational and implementation series that teaches people how to get completely out of debt, including their mortgage, without affecting their lifestyle or spending habits.
Steven Floyd has over 25 years of experience savings taxpayers thousands of tax dollars via strategic tax planning and/or resolving tax issues with the IRS. He is an Enrolled Agent and Certified Tax Coach. After graduating from USC in 1982 with a BS in Finance, he has worked in the banking industry, private sector and in 1992 opened his own practice.
Stevens passion is to have taxpayers pay the least amount of tax legally possible. And he shares his message frequently in lectures with several real estate associations and organizations and is a member of the California Society of Enrolled Agents, National Association of Tax Professionals, American Society of Tax Problem Solvers, and American Institute of Certified Tax Coaches
Steven is also the author of the best-selling book You Can Deduct That… How Small Business Owners Can Transform Ordinary Spending into Tax Savings.
During This Show We Discuss…
Awesome advice for individuals and businesses to pay the least amount of tax legally possible
Things individuals and businesses can deduct that most would find surprising
The biggest mistakes business’s make that result in paying more taxes than they should
The real difference between a deduction and tax credit
What you should do to prevent being audited
How to be proactive in tax planning instead of reactive
Super-effective tax-saving strategies that CPAs don’t suggest
The best entity to set up for a business tax-wise, and why
The best vehicles for investing
The difference between a CPA and an Enrolled Agent
And much more
Over the last quarter century Damion Lupo has started and owned more than 30 different companies including an insurance agency, a precious metals firm, a venture capital company, a financial consulting firm, and more than a dozen real estate investment and development companies. He’s also the founder of Yokido ™, his own martial art and holds 3 other black belts. Damion also opened Total Control Financial in 2016 designing everything around 10X growth and 10X impact for the client, the team and shareholders.
Damion is a 5-time author and sought after financial consultant for accredited investors and business owners. Using a vast knowledge of financial markets, money psychology and pattern recognition he’s an expert at quickly diagnosing hidden financial cancers with clients and their organizations and rewiring both for success.
During This Show We Discuss…
What business owners should be doing now to ensure they have a healthy savings for retirement
The next step for someone who wants to take control of their financial retirement
When companies should consider outside investments, such as seeking seed capital
The fundamental keys to obtaining venture capital
The importance of including real estate into your portfolio
The percentage of someone’s overall investments that should be in real estate investments
How someone gets started with investing into real estate
The type of investment portfolio a business owner should have
The key to 10x growth and profits in a business
How someone can roll over a 401k or IRA into an EQRP without penalty
And much more...
John Pollock is the CEO of Financial Gravity Holdings Inc., and President of Pollock Advisory Group, Inc., a Registered Investment Advisory firm. He is a Certified Tax Coach and a Certified Wealth Strategist.
John can be heard every Saturday at 12 PM on AM 660 The Answer on the Financial Gravity Show, where he discusses tax reduction strategies for small businesses and retirees.
He has been featured in Forbes Magazine, Rep. Magazine, and the Collin County Business Press and is a frequent contributor on television (TX21, FOX4, WFAA8) and Radio (KRLD, KSKY, Tax Guys Radio Show and Financial Safari). John wrote the books The Nest Egg Cookbook – Your Recipe for a Comfortable Retirement and 10 Biggest Tax Mistakes that Cost Business Owners Thousands. He contributed to the books Secrets of a Tax Free Life, and Tax Breaks of the Rich & Famous.
John is a featured speaker at conferences around the country and has a popular YouTube Channel with over 500 videos. (http://www.youtube.com/johnpollockinc).
Hemda Mizrahi, Ed.M., M.A., uses her skills as a certified coach and licensed therapist to facilitate optimal performance and quality of life for executives and businesses. This includes supporting them in developing exit strategies and transition plans that honor their accomplishments while accounting for changing market conditions and lifestyle needs. In collaborating with clients to align their investments with their values, capabilities, and life stages, she helps to ensure the integrity of their legacies. Her work as an executive and entrepreneur coach spans the full life cycle of a business venture or career, from preparing for a successful start to making a graceful exit and launching yet another beginning. She earned masters degrees in Counseling and Organizational Psychology at Teachers College, Columbia University. She holds a Bachelors degree in Hospitality Management from Cornell University, and is trained in image consulting and mediation.
During this show we discuss:
Tools and techniques that entrepreneurs and executives can use to perform at their best
Difference in mindset you see between high and low performers
Factors that impact the performance of CEOs and business owners
Factors for identifying your personal success code
What you can do to perform at your best
Factors that are different in top performers in the actions they take?
Tips for business owners to reduce their stress and anxiety
Relaxation methods you should know about
How to handle pressure situations
Things you can do to increase their own confidence
John Bowen is a successful entrepreneur and the founder of four multi-million dollar businesses, including CEG Worldwide and AESNation.com. He is widely recognized as a leader in the financial services industry. He currently coaches hundreds of top financial advisors to serve their affluent clients even more effectively and matches successful business owners with top financial advisors for 2nd opinions. He is a podcaster and author with more than 15 books to his name and is a regular columnist for The Huffington Post and Financial Planning.
During This Show We Discuss…
How business owners become seriously wealthy while growing their businesses
Commonalities of ultra-wealthy business owners
The biggest risks business owners face that jeopardize their wealth
What smart business owners do to mitigate risks such as potential lawsuits
The best way to mitigate paying high taxes as a business owner
What business owners do to mitigate their risk of something happening to them, and the business failing as a result
The type of mentors and financial savvy people should business owners have involved with them and in their business
And much more
David Mariano is a Director with Western Reserve Partners, a middle market investment bank, and has spent most of his career working with business owners, CEOs, CFOs and Heads of Business Development as an advisor, part-owner or business leader. He is the Head of Western Reserve’s Acquisition Advisory Practice and hosts the podcast, Fully Invested. David is also the founder of Finance Career Launch, a career development platform (includes courses, private member benefits and a podcast) which helps finance professionals advance their careers through changes in position or performance improvement.
During this show we will dive into how you can get a business loan even if you have credit issues, do not have collateral, or do not have cash flow.
There are A LOT of available funding options for you and your business… but most of them you will not find at your bank. During this show we will look at the financing you can get, where to get it, and how to actually get approved.
You will discover:
What sources now issue over 98% of all business loans… and how you can get access to that funding
Funding options that can work for you even if you have bad personal credit, no collateral, no cash flow verification, and even as a startup
How to make sure you do not get declined due to being in a “restricted industry” … and how to choose the right entity to reduce your personal liability
12 items on your loan application that lenders heavily scrutinize… and how to make small tweaks to ensure you get approved
How to get approved for multiple loans only because you have consistent cash flow… regardless of your business tax returns
How to get 0% NO DOC business financing… and how you can get approved even as a startup
The key to getting little-known-about alternative SBA loan options with great rates and long terms… even with average credit
How to use collateral to get loans and credit lines with rates of 5% or less… and how to qualify even if you do not have collateral
How to get business credit for your EIN that is not linked to your SSN even when you do not qualify for other business loans… and how to get your HIGH LIMIT accounts quickly
6 other forms of financing that most do not even know about… and how to get approved
During this show you will discover how to setup your application the right way where you will get approved.
And you will uncover the exact types of financing you can get regardless of cash flow, credit, or collateral… and the exact steps to get approved.
John is Chief Executive Officer of Venture First and has focused his career on working closely with
venture-backed companies. He has worked with hundreds of early- and growth-stage companies across
many industries, many of them dealing with highly-technical products or business models. He believes
strongly in the use of carefully-applied rigor to rationalize financial models, business plans, valuations,
and other quantification tools. He has over a decade of financial experience, including buy-side and sell-
side mergers and acquisitions; debt and equity capital raises; strategic consulting; complex financial
modeling; business plan development; equity and derivative valuation; and venture incubation. John
attended the Wharton School at the University of Pennsylvania, where he received a B.S. in Economics
and dual concentrations in Finance and Management.
In this episode you’ll discover…
What are some of the most exciting things happening in the venture market
What the overall early-stage business climate is like now
When you should have your company valuated
How early-stage valuations are conducted and what are the current trends
Why most startups fail
Tips for new entrepreneurs
The process for a capital raise, and how any company can do it
Awesome tips for successful capital raising
Cool tips for closing capital deals
Things a business owner should do in the beginning if the exit plan is to sell the company
The first step a business owner should take to sell their company
The type of financial consulting a business owner, even a new business owner should have
The process a business owner take to determine the value of their business
And much more...
Justin is a father, husband, speaker and entrepreneur. A 13-year digital marketing veteran and self-proclaimed numbers junky, Justin is the #1 Amazon bestselling author of Conversion Fanatic: How to Double Your Customers, Sales and Profits with A/B Testing. He is also the co-founder and President of Conversion Fanatics, a full service conversion rate optimization company.
During this show you will discover…
The difference between SEO and SEM?
Best tips to optimize your website
The kind of leads that can be produced from a properly optimized website
The types of analytics an entrepreneur should check to properly manage their website
How landing pages should best be used versus regular web pages
The importance is A/B split testing
Conversion tips for mobile
Some things every business should have on their website
Best tips for getting your website to move up the ranks in Google
How to stay ahead of Google with their constant changes
How to get an edge in todays busy digital world?
The 5 pillars of success
Todd Tresidder is a former hedge fund manager who “retired” at age 35. He loves playing the money game like a kid loves playing Monopoly and remains an active investor to this day. He is also a financial educator and pro-consumer advocate having authored 5 personal finance books. His work has been featured in the Wall Street Journal, Investors Business Daily, Forbes, NPR, and market Watch, among other places. If you like what you hear from him today, you can get more of his insights on the Financial Mentor Podcast, or get his free email course, “52 Weeks to Financial Freedom,” teaching you how to invest smart, build wealth, retire early, and live free at - FinancialMentor.Com.
During this show we discuss…
What the “7 Steps to 7 Figures” wealth building process is and how it works
How your financial picture is a mirror of your habits and attitudes
How to develop your wealth plan connected to how you really run your life
How to take massive action to accumulate massive wealth
How to structure your life to pull you towards your financial goals
The 5 steps you really need to build your wealth
How much money does someone really need to retire
How retire really is financial independence planning
How to accomplish financial independence at a young age
The dangerous myths you should know about retirement calculators and how to use them wisely
How to get access to 80 different calculators to map out your wealth and goals
Why you need to save $300,000-$ 400,000 for every $1,000 in retirement income you want to have
How owning a business and real estate can help you catch up on retirement planning if you are behind now
The difference between a fast and slow path to wealth
How someone designs a plan to achieve financial independence that will actually work
How to accomplish true wealth
The 3 asset classes you must know about
Joshua left his job as a banker for JP Morgan Chase to start a cleaning business in Michigan which he eventually grew and sold to a California based cleaning conglomerate in 2015. Now he is living in Costa Rica with his 4 kids and wife where he helps small business owners from all over the world understand the power of business systems and automation, and the freedom they can bring. Joshua is the founder of AutomateGrowSell.com, an online training platform for small local service businesses as well as SendJim.com a follow up automation tool for busy professionals.
During this show we dive into…
How to be intentional with what you do in your business
How to focus on your personal “why”
Why your “why” is elastic and can and will change
How to set your heading towards specific goals
The differences between a brick and mortar business and an online business
How to be the “coach” in your business and not the “quarterback”
Why inspiring and mentoring your team is so important
The 3 main reasons that many small businesses struggle… and how to overcome them to succeed
Why systems are important and essential to your success
How to find out if your systems are moving you towards your “why”
The first step to start developing systems in a business
How important are systems and automation to the value and ability to sell a business
What business owners can do so they stop working in their business and start working on their business
What automate, grow, sell, is all about it and why you should be doing it
Why it is important for a business owner to have an exit plan
How important it is to set goals to runn a successful business
The three-part formula for success… what you want, by when, with what boundaries
How to be part of a boot camp that will teach you all of the systems principles you need to know
How to send awesome customized postcards to your clients for a “wow” factor
During this webinar you will learn how to get credit and funding to start, or for an already existing credit repair business. We will cover the types of funding that credit repair owners can qualify for but don't know about including merchant card credit, advances, revenue lending, unsecured credit lines, business credit, and more.
Watch this webinar so you can get $50,000 or more for your repair business. You will also have a chance to see a live walkthrough of the business credit and funding suite during this exceptional webinar.
Matt Miller spent the first 9 years of his career as an Air Force pilot, before entering the private sector to work in both the medical device and advertising industries. While a top performer in the corporate world, his long term desire was to be his own boss. A good friend one day mentioned the gum ball machines he and his young daughters owned, and that conversation began a 10-year business quest that has brought Matt’s company, School Spirit Vending, to the cutting edge of both the vending and school fundraising industries. Today, School Spirit Vendings franchising program provides a proven and profitable business system for busy professionals and their families looking to develop secondary income streams with a limited time commitment.
On this show we dive into…
How Matt went from an Air Force pilot to spending $35 for his first vending machine
How he went from one vending machine to many locations… all from one relationship
The kind of money can someone make as a secondary income from the vending industry
The different types of vending opportunities that exist today
How much time is committed to running this type of business
How to work 20 hours per month and make over $40,000 annually
What type of money can someone make from the vending industry?
The small amount of time is committed to running this type of business
Once a franchisee makes the vending machine sale, and installs the machine, how often must the machine be serviced?
How much capital someone needs to get started… and what you can do to get money to get started
How a franchise works in the vending industry
How you can be part of a mentorship program to get started
How this program has helped schools generate over 3 million dollars in fundraising dollars
How easy it is to sell or bring in new clients to place your vending machine
How versatile this type of industry is for anyone wanting to get in
How a new franchisee can get a certain territory that is theirs and theirs alone
There are many different financing options available for businesses today. But most are still unsure of what is available, and where to go to get financing.
During this show we discuss…
In this show we will decode many of the financing options available for you and your business today.
Ace Chapman bought his first business when he was nineteen. It was an online stock market simulator called CoolWallStreet. After selling it and seeing the benefits in buying a business over starting one, he caught the business buying bug. Since then he has bought and sold over thirty businesses and has helped his clients all over the world buy over one hundred businesses.
During this show we discuss…
Why buying a business makes more sense than building one
What you should take into account when trying to buy a business
How to buy a business even if you have little to no cash using financing
How to look at multiples to make the decision to buy or not buy the business
How wo figure out what the multiple of your business is
The three groupings of people buying business… and how to know where you fit in
Whether you should or should not have experience in the industry you are buying in
How to negotiate with a seller who really needs to sell
How to find the right business or industry to buy?
And much more…
During this webinar you will discover how business credit scoring really works. Learn about the multiple credit scores available offered by the business reporting agencies. Uncover the secret business credit score breakdown. See how easy it is to establish an exceptional business credit score in under 90 days. And vastly expand your knowledge regarding business credit scores
Jason Treu is a top business and executive coach and sales trainer. He is a leading expert on human behavior, daring leadership, and relationship building. At the hears of his strategy is the understanding that people and your relationships are your true wealth. Everything we accomplish in life is with or through other people. He works with experts, entrepreneurs, and executives to help them get unstuck and stand out by building key skill sets, creating their vision and purpose, and building key relationships that impact the bottom line. His bestselling book Social Wealth the how-to-guide on building personal and professional relationships, has sold more than 35,000 copies and has been #1 in four business and self-help categories. Jason received his law degree and masters in Communications from Syracuse University and he lives in Dallas Texas.
During this show we discuss…
How to use sunflower strategy to figure out what you are truly passionate about
How to find your core strengths and how to use those to explode your business with growth
Why you want to ask your inner circle what your strengths are for a true path to find your passion the key to unlock ultimate success through relationships?
How to build rapport, likeability, and trust with your prospects and clients
The first question you should ask to start building rapport
What social capital is and how it can be used to make your business successful
How sales people can use social capital to find massive success
How to find success by leading and by giving
3 places to get to develop high-level relationships
Why one key to success is learning to live outside your comfort zone
Why you should fail to succeed… and what you need to learn from those failures to grow
The key to unlock ultimate success through relationships
One brilliant idea you can do once per year to get a ton of new leads
Why people get stuck personally and professionally… and how to get unstuck
Why emotions create limiting beliefs and how to overcome them
Why your emotions are the gateway to creating extraordinary success
How to deal with negative emotions in business and life
How to open with authenticity and vulnerability to have the biggest impact
Two secrets to working a room to create extraordinary relationships
Some of Jasons best tips to use communication to grow your business
During this show we map out the exact steps for you to follow to get approved for multiple credit cards for your business with limits of $10,000 or higher without needing to supply a personal guarantee or providing a personal credit check.
In this show you will uncover…
What business credit really is… and how it can be built for your EIN and not linked to your SSN
How fast you actually can build business credit… and how to get approved for initial credit your first day applying
How you can use business credit to get double the credit you can get on the consumer side… and how to get limits on your business credit cards that are up to 100 times higher than your consumer credit
Who else can easily and cheaply see your business credit report… this will probably blow you away once you realize how many others can easily access YOUR credit
How to really get credit without a personal guarantee or credit check… following 4 simple steps
The 2 most common mistakes entrepreneurs make when applying for business credit that get them denied… and what you can do to avoid these pitfalls
The types of accounts you MUST get approved for initially to build your business credit profile and score… and why you will be denied if you even think of starting with any other types of accounts
How your business address, phone website, and email should be setup to get approved for initial credit… one mistake here means you get an immediate DENIAL
5 accounts any business can get approved for to start business credit and secrets to get approved… even if you have no credit established now and bad personal credit
The one criteria you must meet to get approved for a Walmart, Sams Club, Office Depot, and other store revolving credit cards… and how to get these types of cards in 90 days or less
The actual steps to get cash credit cards… these are Visa and MasterCard type cards that you can use anywhere
How to get approved for limits of $10,000 or higher at stores and with cash credit… and how you can make this happen In 4 months or less
Multiple sources who will approve you for credit limits of $10,000 or higher that you can easily get approved for if you follow a few simple steps.
And much more…
For over 25 years Joan Sotkin has helped entrepreneurs and practitioners use their inner resources
along with practical techniques to experience freedom from struggle personally, professionally, and
financially. Thousands have benefitted from her ground-breaking book Build Your Money Muscles: Nine
Simple Exercises for Improving Your Relationship with Money and her ongoing support programs. Joan is
a holistic Prosperity and Mindset Mentor and a dynamic, inspiring speaker who brings a depth of
knowledge plus a huge dose of empathy and compassion to her work. She is THE expert when it comes
to understanding how emotions learned in early childhood can affect a person's earning capacity as an
In This Show We Cover:
Why is it that some people can make a lot of money and others seem to stay in the same position, no
matter how much money they do or don’t have
Why people’s internal environment affects their external results
What holistic approach to prosperity is all about
What are family-of- origin issues and how they affect someone’s finances and business relationships
How someone discovers their internal blocks they may not know about
What the Hartman Value Profile is and how it works
Why communication is important when relaying decisions
How DISC profiles work and how knowing them can change your life
What a person can do to change their emotional relationship with money
What the bottom line actions a person needs to take to build a strong foundation for their business
The steps a person should take if they want to let go of the fear and feelings of shame that debt often
Why money is such an emotional experience for most people
What things people can do to improve their relationship with money
Matt Handshaking Holmes is an entrepreneur, speaker, author, and Founder of the Handshakin Video Series: featuring todays top entrepreneurs on the best networking strategies. After interviewing venture capitalists, members of Congress, and billionaires, he now helps aspiring entrepreneurs launch with the best networking strategies in the Handshaking Headquarters (co-working space) and Handshaking Startup Pre-accelerator.
On this show you will discover…
How you can take one space and use it to massively expand your network
Why co-working spaces are so popular and a great way to expand your business
How to get your hands on one of the best startup business accelerator to quickly grow your company?
How you can delay payments on student loans for 36 months… just by asking
How to be a connector to get in front of the biggest and most valuable referral partners
How to improve on flexing your execution muscle
Perfection is the enemy of done
What percentage of time should a business owner spend on networking
What most business owners do not know or do when it comes to networking that they should
How to overcome the fear of reaching out to people cold
Where you can go to get started with a great network group right away
Where you should go to find the right mentor
What and how startup accelerators work… and why you should be in one
How to find world-class mentors
How to easily grow your brand without doing much work or committing much time
Some super awesome actionable
How to grab your free guide 6 Networking Strategies for Entrepreneurs
And much more…
During this show you will discover:
Who is Dun & Bradstreet and why they matter so much in your ability to get money for your business
How to setup your entity the right way at the cheapest price… and how to choose an entity that reduces your personal liability
How to get your EIN and D&B D-U-N-S number at no-cost to you… to initially get established with D&B
When you will need to, and when you should avoid using virtual, home, and UPS addresses
7 things you must do to setup your business credibly before getting credit with D&B… and one site you can visit to do all 7
What you should know about D&Bs Credit Builder service… and a look at the “small print” of what accounts you cannot add to your D&B report
One thing you can do now to get $150,000 for your business even as a startup… and build your business credit at the same time
Which new credit accounts you can apply with and get approved to start your D&B profile and score… without supplying your SSN, without a personal guarantee, and regardless of personal credit
How your D&B Paydex score really works… and the 2 things you must do to have a great score within 60 days
How to get vendor, store, fleet, and cash credit by building your business credit… regardless of your personal credit quality and even if you just opened your business
And much more…